MoneyAndroidTotalia
Who owes you, who you owe. Nothing else.
Totalia remembers who owes you and who you owe. Track loans between friends, split group bills, and settle everything in the fewest payments possible.
What is Totalia?
Lend or borrow once and stop keeping it in your head. Private loans between two people stay apart from group balances, and every entry, from chai to a deposit, sits on one ledger so the totals always add up.
Bills split equally, by exact amounts, by shares or percentages, or leaving people out, and the settle-up plan finds the shortest list of payments that squares everyone. Totalia never moves money: you pay through UPI, cash or a bank transfer as usual. It is free, with no ads and nothing behind a paywall.
What it does
- 1
Lend and borrow
Record money you lent or borrowed once, from a cup of chai to a deposit.
- 2
Split any bill
Equally, by exact amounts, shares or percentages, or leaving people out. The paise always add up.
- 3
Fewest payments
Works out the shortest set of payments that leaves the whole group square.
- 4
Plain-English entry
Type “dinner 1200 split with Raj and Priya, I paid” and Totalia fills it in for you to confirm.
- 5
Receipt photos
Snap a bill and the total, date and description are captured for you.
- 6
Anyone can be added
Friends don't need the app. Their history appears when they sign up with the same number.
- 7
Separate tallies
Private loans stay apart from group balances unless you file one into the group.
- 8
Flag, don't fight
Disagree with an entry? Flag it with a note. Nothing is silently changed or deleted.
A look inside
Good to know
- Platform
- Android
- Price
- Free, with no ads
- Your money
- Never moved. No bank, UPI or card access
- Currency
- Indian rupees, to the paisa
- Website
- totalia.cc
- Made by
- Snowpex Technologies
Is Totalia free?
Yes. There are no ads and nothing is behind a paywall.
Does the other person need the app?
No. Add their number, and they see the full shared history when they sign up.
Does Totalia move my money?
No. It has no access to your bank, UPI or cards. You settle through UPI, cash or a bank transfer.
Can I use it for flatmate bills?
Yes. Make a group for the flat and add rent and bills as they come in.
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